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Do It Yourself (DIY) Insurance

Big savings are to be had from shopping around! View quotes on-screen for over 100 life insurance (including TPD), trauma insurance and income protection insurance policies.


You can choose how to apply - online, by telephone or by filling out a paper form. Insurance Watch offers 20% OFF ALL NEW POLICIES

To use this DIY insurance service you should:

  • Know the type of insurance you need
  • Have an idea how much cover you want
  • Want to compare quotes and product information and select a product to suit you
  • Not want to discuss your personal situation with an adviser

Please note: DIY Insurance is designed for consumers seeking general advice only and does not consider your personal objectives, financial situation and needs. Therefore you must decide if the product(s) you select is appropriate for your circumstances.

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DIY insurance - Five simple steps

What does Insurance Watch do?

  • Provides online quotes and product information
  • Provides different application options - online, paper or telephone underwriting
  • Check and lodges application with insurance company
  • Arrange medical tests (if required)
  • Reports on progress of your application
  • Advises when application accepted and cover commenced
  • Sends a refund cheque for 20% of your first year's premium

But what if I need advice?

The Do It Yourself Insurance service will not suit everyone. If you wish to receive personal advice from an Insurance Watch adviser which takes into account your personal objectives, financial situation and needs you should go to Get Advice and find out about the advice services we offer.

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The quotes provided on this website are stepped premiums (see our FAQs if you are not sure what stepped premiums are). If you require level premium quotes, quotes for combinations of Life, TPD and Trauma cover, or quotes for income protection waiting periods or benefit periods which are not available on our website, please contact us with the details you require and we will provide you with a premium comparison report.